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North Carolina Real Estate Commission NC Real Estate Broker National Sample Questions (Q43-Q48):

NEW QUESTION # 43
According to the North Carolina Tenant Security Deposit Act, if a tenant signs a one-year lease to rent a single-family home for $1,500 a month, what is the most the property owner can charge the tenant as a security deposit?

A. $2,250
B. $3,000
C. $1,500
D. $750

Answer: A

Explanation:
Under the NC Tenant Security Deposit Act, for leases longer than month-to-month, landlords may charge a maximum security deposit equal to two months' rent. In this case:
$1,500 × 2 = $3,000 maximum allowed.
However, the correct answer option closest to this is C: $2,250. Let's re-check.
Upon review:
If the lease is longer than month-to-month (e.g., annual lease), the maximum deposit is 2 months' rent:
$1,500 × 2 = $3,000 # Correct answer is D.

NEW QUESTION # 44
When must a North Carolina broker provide a copy of the Working With Real Estate Agents (WWREA) Disclosure to a prospective buyer or seller?

A. At the first substantial contact
B. At the very first contact
C. No later than when an offer is submitted
D. Within 24 hours of the first substantial contact

Answer: A

Explanation:
Under NCREC rules, the Working With Real Estate Agents Disclosure must be presented and reviewed with a prospective buyer or seller at the first substantial contact. "Substantial contact" occurs when conversations begin to include personal, financial, or confidential information. It does not have to be tied to signing an agreement or making an offer. Therefore, the correct answer is B.
-

NEW QUESTION # 45
A real estate licensee's advertisement for a house includes only the following phrase about financing:
"Assume the owner's original loan with only a $1,000 down payment!" What is wrong with this advertisement?

A. It does not also include the original balance on the loan.
B. It does not provide the brokerage firm's name as licensed.
C. It does not also include the loan's annual percentage rate and other financing terms.
D. Nothing, so long as it is the real estate licensee's own property.

Answer: C

Explanation:
According to the Truth in Lending Act (TILA) and advertising guidelines in North Carolina, if a licensee advertises specific financing terms-such as the amount of down payment-this triggers the requirement to disclose additional terms, including the annual percentage rate (APR), amount of payments, and term of the loan. The failure to include these terms makes the advertisement misleading and non-compliant.

NEW QUESTION # 46
Morgan has an appurtenant easement to cross Julie's land to get to his cornfield. Julie's land is the:

A. encroachment
B. servient tenement
C. reserved tenement
D. dominant tenement

Answer: B

Explanation:
An appurtenant easement involves two properties: the dominant tenement (the one that benefits from the easement) and the servient tenement (the one that is burdened by the easement). In this case, Morgan benefits from the easement (dominant tenement), and Julie's land must allow access (servient tenement). Therefore, Julie's land is correctly identified as the servient tenement.
-

NEW QUESTION # 47
In North Carolina, which type of buyer agency agreement may be oral or written?

A. Exclusive buyer agency agreement that does not bind the buyer for a fixed period of time
B. Nonexclusive buyer agency agreement for a fixed period of time
C. Exclusive buyer agency agreement for a fixed period of time
D. Nonexclusive buyer agency agreement that does not bind the buyer for a fixed period of time

Answer: D

Explanation:
In North Carolina, a nonexclusive buyer agency agreement that does not include a specific time period can initially be oral. However, before writing or presenting any offers on behalf of the buyer, the agreement must be put into writing and signed. Exclusive buyer agency agreements and any agreement that includes a fixed term must be in writing from the beginning. Therefore, the correct answer is D.
-

NEW QUESTION # 48
......

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