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New-Jersey-Real-Estate-Salesperson Latest Study Guide & Free New-Jersey-Real-Estate-Salesperson Updates

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Real Estate New Jersey Real Estate Salesperson Exam Sample Questions (Q121-Q126):

NEW QUESTION # 121
A buyer's agent is NOT permitted to tell a buyer that:

A. the roof leaked recently but was patched by the owner
B. a former occupant of a property had AIDS
C. the property was the scene of a serious crime
D. the seller is willing to accept less than the listing price because of financial circumstances

Answer: B

Explanation:
Under federal Fair Housing Law (1988 Amendments) and NJ Law Against Discrimination:
Licensees are prohibited from disclosing that a property was occupied by someone with HIV/AIDS. Such disclosure is considered discrimination against persons with disabilities.
Material defects (e.g., roof leaks) must be disclosed.
Stigmatized property issues (e.g., crime scenes) do not legally require disclosure in NJ, but agents may discuss if asked.
Disclosing the seller's willingness to accept less is allowed only with the seller's consent.
Correct prohibited disclosure = B.
Reference: Fair Housing Amendments Act (1988); NJ Law Against Discrimination; NJ Real Estate Salesperson Study Guide, Chapter on Fair Housing and Disclosure.

NEW QUESTION # 122
A buyer wants to purchase a home for $400,000 with a 15% down payment. The lender charges 1.5 points.
How much money does the buyer need up front to make the purchase?

A. $66,000
B. $60,900
C. $60,000
D. $65,100

Answer: D

Explanation:

NEW QUESTION # 123
Evergreen bushes and apple trees on a property that were planted by the current owner are examples of:

A. personal property
B. trade fixtures
C. real estate
D. chattels

Answer: C

Explanation:
Natural attachments (trees, bushes, perennial plants) are part of the land and thus real estate.
Annual crops (emblements) are considered personal property.
Chattels = movable personal property.
Trade fixtures = items installed by a tenant for business use.
Correct answer = A.
Reference: NJ Real Estate Salesperson Study Guide, Chapter on Real vs. Personal Property.

NEW QUESTION # 124
To avoid triggering full disclosure under TILA when advertising financing availability on a listed property, which of the following statements must a real estate licensee avoid using?

A. buy for less than $650 per month
B. owner willing to finance
C. assumable loan
D. FHA and VA financing available

Answer: A

Explanation:
Under the Truth in Lending Act (Regulation Z), advertising is regulated to prevent misleading credit offers.
If an ad uses "triggering terms" (such as monthly payment amount, interest rate, down payment, or loan term), then full disclosure of all financing terms must be provided.
"Buy for less than $650 per month" is a triggering term because it specifies a monthly payment.
General terms like "assumable loan," "owner financing," or "FHA/VA available" are permissible without full disclosure.
Correct answer = D.
Reference: Truth in Lending Act (TILA), Regulation Z; NJ Real Estate Salesperson Study Guide, Chapter on Financing and Advertising Rules.

NEW QUESTION # 125
The common area of a condominium development is owned by:

A. all owners as tenants in common.
B. its duly elected Board of Directors.
C. those owners who were original owners of the units.
D. any individuals who pay a prorated share of the taxes and maintenance.

Answer: A

Explanation:
In a condominium, each unit owner owns their unit in fee simple.
All common areas (hallways, grounds, recreational areas) are owned by all unit owners collectively as tenants in common, with each owner's interest proportional to their ownership share.
The Board of Directors manages, but does not own, the common areas.
Correct answer = D.
Reference: NJ Condominium Act, N.J.S.A. 46:8B-1 et seq.; NJ Real Estate Salesperson Study Guide, Chapter on Common Interest Properties.

NEW QUESTION # 126
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Madison Wright Madison Wright

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