Liam Martin Liam Martin's Profile Page

Liam Martin Liam Martin

0 Course Enrolled • 0 Course Completed

Biography

Valid Questions Ok-Life-Accident-and-Health-or-Sickness-Producer Exam & The Best Insurance Licensing Certification Training - Authoritative Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Exam

Nowadays the requirements for jobs are higher than any time in the past. The job-hunters face huge pressure because most jobs require both working abilities and profound major knowledge. Passing Ok-Life-Accident-and-Health-or-Sickness-Producer exam can help you find the ideal job. If you buy our Ok-Life-Accident-and-Health-or-Sickness-Producer Test Prep you will pass the exam easily and successfully，and you will realize you dream to find an ideal job and earn a high income. Our product is of high quality and the passing rate and the hit rate are both high.

BraindumpStudy's website pages list the important information about our Ok-Life-Accident-and-Health-or-Sickness-Producer real quiz, the exam name and code, the updated time, the total quantity of the questions and answers, the characteristics and merits of the product, the price, the discounts to the client, the details of our Ok-Life-Accident-and-Health-or-Sickness-Producer training materials, the contact methods, the evaluations of the client on our Ok-Life-Accident-and-Health-or-Sickness-Producer learning guide. You can analyze the information the website pages provide carefully before you decide to buy our Ok-Life-Accident-and-Health-or-Sickness-Producer real quiz. Also our pass rate is high as 99% to 100%, you will pass the Ok-Life-Accident-and-Health-or-Sickness-Producer exam for sure.

>> Questions Ok-Life-Accident-and-Health-or-Sickness-Producer Exam <<

Ok-Life-Accident-and-Health-or-Sickness-Producer Sure Pass, Ok-Life-Accident-and-Health-or-Sickness-Producer Real Sheets

If you study with our Ok-Life-Accident-and-Health-or-Sickness-Producer exam questions, then you will be surprised to find that our Ok-Life-Accident-and-Health-or-Sickness-Producer training material is well-written and excellently-organised. That is because our experts fully considered the differences in learning methods and Ok-Life-Accident-and-Health-or-Sickness-Producer examination models between different majors and eventually formed a complete review system. It will help you to Pass Ok-Life-Accident-and-Health-or-Sickness-Producer Exam successfully after a series of exercises, correction of errors, and self-improvement. Our Ok-Life-Accident-and-Health-or-Sickness-Producer exam questions contain everything you need to pass the exam.

Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Exam Sample Questions (Q58-Q63):

NEW QUESTION # 58
Which of the following is an ADVANTAGE to the policyowner of the recurrent periods of disability provision in the disability income policy?

A. It reduces the actual period of disability.
B. It reduces the annual premium amount.
C. It protects the insured from multiple elimination periods.
D. It improves the insurability of the applicant.

Answer: C

Explanation:
Therecurrent periods of disability provisionin a disability income policy allows related or recurring disabilities within a specified timeframe (e.g., 6 months) to be treated as a single disability period. This protects the insured from serving multipleelimination periods(the waiting period before benefits begin), ensuring faster benefit payments for recurrent conditions, as per standard disability policy provisions in Oklahoma (Title 36 O.S. § 4405).
* Option A: Incorrect. The provision does not reduce premiums; it affects benefit timing.
* Option B: Correct. It protects the insured from multiple elimination periods for recurrent disabilities.
* Option C: Incorrect. The provision does not impact insurability; it's a policy feature.
* Option D: Incorrect. It does not reduce the disability period; it simplifies benefit access.
:
Prometric Oklahoma Life, Accident, and Health or Sickness Producer Exam Content Outline (Section:
General Knowledge - Accident and Health Insurance).
Oklahoma Insurance Department, Title 36 O.S. § 4405 (health insurance provisions).
Standard insurance study guides (e.g., Kaplan, ExamFX) for Oklahoma producer licensing.

NEW QUESTION # 59
Under Medicare Hospital Insurance Part A, there are no medical benefits provided for treatment in a skilled nursing facility beyond

A. 60 days.
B. 100 days.
C. 180 days.
D. 30 days.

Answer: B

Explanation:
Medicare Part A covers skilled nursing facility (SNF) care for up to100 daysper benefit period, provided the patient meets eligibility criteria (e.g., a prior 3-day hospital stay and need for skilled care). Beyond 100 days, no benefits are provided, as outlined in CMS guidelines and Oklahoma's Medicare supplement regulations (Title 36 O.S. § 6217).
* Option A: Incorrect. 30 days is too short; coverage extends to 100 days.
* Option B: Incorrect. 60 days is within the coverage period but not the limit.
* Option C: Correct. No benefits are provided beyond 100 days in an SNF.
* Option D: Incorrect. 180 days exceeds Medicare's SNF coverage limit.
:
Prometric Oklahoma Life, Accident, and Health or Sickness Producer Exam Content Outline (Section:
General Knowledge - Medicare).
Oklahoma Insurance Department, Title 36 O.S. § 6217 (Medicare supplement insurance).
CMS, Medicare & You Handbook (Part A coverage).

NEW QUESTION # 60
A whole life policy payment period is related to an annual premium in which of the following ways?

A. The shorter the payment period, the lower the annual premium.
B. The shorter the payment period, the higher the annual premium.
C. The longer the payment period, the higher the annual premium.
D. The payment period is not related to the annual premium.

Answer: B

Explanation:
In a whole life insurance policy, thepayment periodrefers to the duration over which premiums are paid (e.g., until age 100, or a limited period like 20 years). A shorter payment period (e.g., 10-pay or 20-pay whole life) requires higher annual premiums because the total cost of the policy is compressed into fewer payments, while a longer payment period (e.g., until age 100) spreads the cost, resulting in lower annual premiums.
* Option A: Incorrect. The payment period directly affects the annual premium amount.
* Option B: Incorrect. A shorter payment period increases, not decreases, the annual premium.
* Option C: Correct. A shorter payment period results in a higher annual premium due to the condensed payment schedule.
* Option D: Incorrect. A longer payment period typically lowers the annual premium, not increases it.
This question aligns with the Prometric content outline under "Life Products," which covers whole life insurance premium structures.
:
Prometric Oklahoma Life, Accident, and Health or Sickness Producer Exam Content Outline (Section:
General Knowledge - Life Insurance).
Oklahoma Insurance Department, Title 36 O.S. § 4002 (life insurance products).
Standard insurance study guides (e.g., Kaplan, ExamFX) for Oklahoma producer licensing.

NEW QUESTION # 61
Premiums paid by the insured for personally owned disability income insurance are

A. not tax deductible.
B. partially tax deductible.
C. tax deductible.
D. tax deferred.

Answer: A

Explanation:
According to IRS guidelines (Publication 502), premiums paid by an individual for personally owned disability income insurancearenot tax deductibleas medical expenses or otherwise, unlike certain health insurance premiums. However, benefits received from such policies are generally tax-free if the insured paid the premiums with after-tax dollars.
* Option A: Correct. Premiums for personally owned disability insurance are not tax deductible.
* Option B: Incorrect. Premiums are not deductible for disability income insurance.
* Option C: Incorrect. There is no partial deduction for these premiums.
* Option D: Incorrect. Tax deferral applies to certain investment products, not disability premiums.
:
Prometric Oklahoma Life, Accident, and Health or Sickness Producer Exam Content Outline (Section:
General Knowledge - Accident and Health Insurance).
IRS Publication 502 (Medical and Dental Expenses).
Standard insurance study guides (e.g., Kaplan, ExamFX) for Oklahoma producer licensing.

NEW QUESTION # 62
Jim purchased a $200,000 level term-to-age-65 life insurance policy when he was 35 years old. If Jim dies at age 50, what death benefit would be paid by this policy?

A. $50,000
B. $100,000
C. $200,000
D. $150,000

Answer: C

Explanation:
Alevel term-to-age-65 life insurance policyprovides a fixed death benefit until the insured reaches age 65, as long as premiums are paid. Since Jim purchased a $200,000 policy at age 35 and dies at age 50 (before age
65), the full death benefit of $200,000 is payable, assuming the policy is in force.
* Option A: Incorrect. $50,000 is not the policy's face amount.
* Option B: Incorrect. $100,000 is not the policy's face amount.
* Option C: Incorrect. $150,000 is not the policy's face amount.
* Option D: Correct. The $200,000 death benefit is paid, as it is a level term policy.
This question falls under the Prometric content outline section on "Life Products," which covers term life insurance benefits.
:
Prometric Oklahoma Life, Accident, and Health or Sickness Producer Exam Content Outline (Section:
General Knowledge - Life Insurance).
Oklahoma Insurance Department, Title 36 O.S. § 4002 (life insurance products).
Standard insurance study guides (e.g., Kaplan, ExamFX) for Oklahoma producer licensing.

NEW QUESTION # 63
......

Our website provides you the latest Ok-Life-Accident-and-Health-or-Sickness-Producer practice test with best quality that will lead you to success in obtaining the certification exam. The test engine is more efficient way for anyone to practice our Ok-Life-Accident-and-Health-or-Sickness-Producer Exam PDF and get used to the atmosphere of the formal test. We can guarantee you high passing score once you bought our Ok-Life-Accident-and-Health-or-Sickness-Producer real questions and remember the correct answers.

Ok-Life-Accident-and-Health-or-Sickness-Producer Sure Pass: https://www.braindumpstudy.com/Ok-Life-Accident-and-Health-or-Sickness-Producer_braindumps.html

Insurance Licensing Questions Ok-Life-Accident-and-Health-or-Sickness-Producer Exam Real test environment, In order to cater to the newest trend, our payment platform of the Ok-Life-Accident-and-Health-or-Sickness-Producer pass-for-sure materials has also added various payment methods for customer to choose, In addition to single-user licenses for BraindumpStudy Ok-Life-Accident-and-Health-or-Sickness-Producer Sure Pass for Ok-Life-Accident-and-Health-or-Sickness-Producer Sure Pass and CCNP, BraindumpStudy Ok-Life-Accident-and-Health-or-Sickness-Producer Sure Pass also has lab license options for academic, organizational, and corporate clients, Our Ok-Life-Accident-and-Health-or-Sickness-Producer learning guide will be your best choice.

In addition, teams that bring different cultural behaviors together Ok-Life-Accident-and-Health-or-Sickness-Producer Sure Pass can leverage the best from multiple working styles, People standing by were cut to pieces, Real test environment.

In order to cater to the newest trend, our payment platform of the Ok-Life-Accident-and-Health-or-Sickness-Producer pass-for-sure materials has also added various payment methods for customer to choose.

Quiz Updated Ok-Life-Accident-and-Health-or-Sickness-Producer - Questions Oklahoma Life, Accident, and Health or Sickness Producer Exam Exam

In addition to single-user licenses for BraindumpStudy for Insurance Licensing Certification Ok-Life-Accident-and-Health-or-Sickness-Producer and CCNP, BraindumpStudy also has lab license options for academic, organizational, and corporate clients.

Our Ok-Life-Accident-and-Health-or-Sickness-Producer learning guide will be your best choice, Through years of marketing, our Ok-Life-Accident-and-Health-or-Sickness-Producer latest certification guide has won the support of many customers.

Cookie	Duration	Description
cookielawinfo-checkbox-analytics	11 months	This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Analytics".
cookielawinfo-checkbox-functional	11 months	The cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Functional".
cookielawinfo-checkbox-necessary	11 months	This cookie is set by GDPR Cookie Consent plugin. The cookies is used to store the user consent for the cookies in the category "Necessary".
cookielawinfo-checkbox-others	11 months	This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Other.
cookielawinfo-checkbox-performance	11 months	This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Performance".
viewed_cookie_policy	11 months	The cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies. It does not store any personal data.

Liam Martin Liam Martin

Biography

COOKIE NOTICE